Paystand announced the launch of USDb, a stablecoin designed specifically for commercial-scale business finance. It will support accounts receivable, accounts payable, payroll, and treasury operations on the Bitcoin network.
Paystand is a Bitcoin-powered B2B payments network that processes AR and AP for over one million businesses across North America and Latin America. The company has handled more than $20 billion in payment volume. Through acquisitions of Yaydoo, Teampay, and Bitwage, it built a full-stack CFO platform covering AR automation, spend management, LATAM compliance, and cross-border payroll. Founded in 2013 and based in Santa Cruz, California, Paystand also operates Paystand.org, a nonprofit advancing financial inclusion via Bitcoin.
Backing and Regulatory Plans
According to a press release shared with Bitcoin Magazine, USDb is backed 1:1 by USD reserves. It is native to Blockstream’s Liquid network and Rootstock, both layers built on top of Bitcoin. The company is pursuing a dual licensing strategy to support growth in the U.S. and internationally. In the U.S., Paystand expects to launch in a GENIUS-aligned manner and achieve full compliance by the end of 2026. Internationally, the company “already maintains licenses enabling digital asset and wallet operations in relevant jurisdictions,” according to Meredith Petty, GM at Paystand. Both offerings are intended to be fully backed 1:1 by USD, with distinctions only in regulatory structure, distribution, and use case — not reserve backing.
Targeting the B2B Economy
The announcement was made on stage at Bitcoin Las Vegas. Paystand positions USDb as infrastructure for the roughly $100 trillion B2B economy, rather than for crypto trading or retail transfers. Its integration with Rootstock and Liquid Network should bring significant volume and market activity to the Bitcoin ecosystem. Ibex will serve as USDb’s first minting partner and liquidity provider.
Jeremy Almond, CEO of Paystand, said: “AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge, and we’re launching it with the largest real-world business use case on the planet. USDb gives businesses a programmable digital dollar that works where they actually work.”
Immediate Adoption and Future Plans
USDb launches with immediate adoption through Paystand’s acquisition of Bitwage in November 2025. Bitwage supports payroll and workforce payments for over 90,000 workers and 4,500 businesses in nearly 200 countries, providing an initial cross-border payment corridor.
The stablecoin is engineered for integration with Enterprise Resource Planning systems and existing business workflows. It is also designed to support AI-driven, machine-to-machine transactions as agentic systems handle more financial operations.
Paystand will initially roll out USDb to its own network. Expansion to external partners, additional enterprise customers, and broader Bitcoin infrastructure providers is planned throughout 2026.
This post first appeared on Bitcoin Magazine and was written by Juan Galt.
